A | 8月20日，重庆银行披露2026年半年度报告。在银行业整体利润承压的背景下，这份成绩单尤为亮眼：上半年营业收入84.86亿元，同比增长10.79%；实现净利润37.67亿元，同比增长10.97%；实现归母净利润35.18亿元，同比增长10.29%。 An "unprecedented catastrophe" is unfolding for civilians in Gaza, according to the United Nations, which is pleading for Islamic leaders to allow humanitarian efforts into the territory to help those trapped there.The United Nations Relief and Works Agency for Palestine Refugees in the Near East (UNRWA) released a statement Wednesday urging the Council of Foreign Ministers of the Organization of Islamic Cooperation "to firmly and unconditionally support the humanitarian efforts to safeguard civilians in Gaza."UNRWA Commissioner-General Philippe Lazzarini evoked the "harrowing images" from the Al-Ahli Hospital in Gaza, where nearly 500 people were killed in a blast on Tuesday night, to highlight the plight of the civilians who remain in Gaza. Another air strike struck an UNRWA school sheltering 4,000 displaced people on Tuesday, killing at least six people, Lazzarini said."An unprecedented catastrophe is unfolding before our eyes," Lazzarini said. "Gaza is being strangled and the world seems to have lost its humanity."A humanitarian crisis began in Gaza almost as soon as the retaliatory air strikes from Israel began last week, following the Oct. 7 attack on Israel by the Gaza-based terrorist organization Hamas, experts told ABC News. The territory is "highly dependent" on imports, and with the crossings into Israel and Egypt currently sealed, supplies are running out fast.Just one week after the latest fighting between Israel and Hamas began, one million people inside Gaza were forced to flee their homes, according to Lazzarini.Fourteen frontline humanitarian workers from the UNRWA are among the dead in Gaza, Lazzarini noted, adding that since the fighting began, not one shipment of aid has been allowed into Gaza.A surgical team and 60 tons of humanitarian aid and medical items have been mobilized to the Rafah border crossing from Egypt, into southern Gaza, the International Committee of the Red Cross announced on Tuesday. But the aid was not granted passage on Monday, when the crossing was supposed to be opened.Images show tractor-trailers filled with supplies and other goods idling on roads leading to Gaza.Potable water, stocks of food, and other supplies such as hygiene materials and medicine are in short supply in Gaza, Lazzarini said, adding that people are being forced to drink unclean water."We are on the brink of a major health and sanitation crisis," Lazzarini said.A mother named Rana, who is trapped in Gaza with her family, told ABC News that she and her children go to sleep every night in fear that they will never wake up again.At night, Gaza becomes a "ghost city" in near darkness, with sirens and bomb blasts the only sounds to break the silence, she said."We sleep in one room," said Rana, who did not want to provide her last name or location due to safety concerns. "We keep praying."During remarks from Israel on Wednesday morning, President Joe Biden said that Israel agreed to allow humanitarian assistance to move from Egypt to Gaza. The passage will be subject to inspections and the aid will go to civilians, not Hamas, Biden said.As of Wednesday evening, it was unclear when the crossings between Gaza and Egypt will open for humanitarian passage.。值得关注的是，该行是13家连续10个季度实现营收、净利润“双正增长”的A股上市银行之一，也是唯一一家连续4个季度实现“双十增长”的A股上市银行。 贷款增量领跑区域，彰显金融主力军本色 截至6月末，重庆银行贷款余额5824.59亿元，较年初增加511.75亿元，增幅9.63%，贷款余额增量位列重庆市第一。存款端同样表现不俗，存款余额6272.02亿元，较年初增加614.98亿元，增幅10.87%。其中，对公存款余额增量连续两年居重庆市第一，储蓄存款余额增量连续两年居重庆市第二。 有市场分析人士指出，在区域持续加大实体经济金融支持的背景下，重庆银行存贷增速均显著高于资产增速，反映该行扎根区域、深耕本土的差异化竞争力。 信贷活水精准滴灌，与国家战略同频共振 存贷规模的增长，实则建立在精准投向实体经济重点领域的基础之上。 在服务国家战略层面，上半年该行向成渝地区双城经济圈提供信贷支持超1400亿元，服务西部陆海新通道建设融资余额超600亿元。通过出台专项行动方案、设立产业金融创新试验区等举措，持续强化对重大项目的金融供给。 支持新质生产力方面，重庆银行聚焦重庆“33618”现代制造业集群和“416”科技创新布局，制造业贷款规模超410亿元，重庆区域制造业中长期贷款规模同比增速超40%；科技型企业贷款余额增长27.3%，保持两位数稳健增长。此外，该行绿色金融实现跨越式发展，规模成功迈入千亿级别，达1069亿元，并落地全国首笔跨省域GEP挂钩贷款，探索生态价值转化的金融新路径。 践行普惠金融方面，截至6月末，该行普惠小微贷款余额达776.47亿元，规模稳居西部上市城商行首位，普惠小微贷款不良率、关注率实现“双降”。通过迭代升级“好企贷”“惠链贷”等线上产品，创新“普惠云·气象贷”“巫山脆李贷”等地域特色批量信贷业务，该行有效缩短了融资链条，提升了普惠金融服务的覆盖面和可得性。 量增质优，规模与风控的双重答卷 值得关注的是，信贷规模快速扩张的同时，资产质量同步改善。截至6月末，不良贷款率1.11%，较上年末下降0.03个百分点；拨备覆盖率247.31%，较上年末上升1.73个百分点。规模扩张、风险下降、安全垫增厚同时出现，诠释了质量与效益协同发展的实践路径。 有分析指出，重庆银行的信贷投放并非单纯追求规模，而是将金融资源精准滴灌至成渝地区双城经济圈、西部陆海新通道等国家战略领域，以及制造业、普惠小微、科技型企业和绿色产业等实体经济重点领域。这种“精准滴灌”的模式，既服务了区域发展大局，也为自身赢得了持续的增长动能。 从存贷增量领跑区域，到信贷投向精准有力，重庆银行2026年半年报展现的不仅是一家西部城商行的规模跨越，更是一家地方法人银行在服务实体经济中实现自身高质量发展的实践路径。正如业内人士所言，在银行业“K型分化”的格局下，重庆银行以一份有质量、有韧性、有回应的经营答卷，为区域中小银行的转型升级提供了有益借鉴。责任编辑：孙同怀。
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